While the state liability limits are a good start, you will generally want enough liability insurance to cover what can be taken from you in a lawsuit-for example, your savings and other assets like your home. You may see these liability insurance limits written as 25/50/20.
To comply with state laws, Illinois drivers must carry liability insurance in the following amounts: The foundation of auto coverage in Chicago is liability car insurance, which covers injuries and property damages to others resulting from an accident you caused. For instance, Geico offers a discount of up to 5% to Chicago drivers when they take an eligible course. Illinois insurance companies offer a car insurance discount to customers age 55 and older who successfully complete an eligible defensive driving course to improve their driving skills.
